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Two Types Of Photo Essays By Students

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Two types of photo essays by students

TOEFL Essay Topic 175 - Some students like classes where teachers lecture (do all of the talking) in class. Other students prefer classes where the students do some of the talking. Which type of class do you prefer? Give specific reasons and details to support your choice.

Nowadays education plays an important role in the world. Some people like that teacher do all of the talking in class. Others, however, disagree with this view. As far as I am concerned, I would prefer that the students do some of the talking in class. This is because it can broaden student's.

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Risk and Diversification: Different Types of Risk

Risk and Diversification: Different Types of Risk

Let's take a look at the two basic types of risk:

  • Systematic Risk - Systematic risk influences a large number of assets. A significant political event, for example, could affect several of the assets in your portfolio. It is virtually impossible to protect yourself against this type of risk.
  • Unsystematic Risk - Unsystematic risk is sometimes referred to as "specific risk". This kind of risk affects a very small number of assets. An example is news that affects a specific stock such as a sudden strike by employees. Diversification is the only way to protect yourself from unsystematic risk. (We will discuss diversification later in this tutorial).

    Now that we've determined the fundamental types of risk, let's look at more specific types of risk, particularly when we talk about stocks and bonds.

  • Credit or Default Risk - Credit risk is the risk that a company or individual will be unable to pay the contractual interest or principal on its debt obligations. This type of risk is of particular concern to investors who hold bonds in their portfolios. Government bonds. especially those issued by the federal government, have the least amount of default risk and the lowest returns, while corporate bonds tend to have the highest amount of default risk but also higher interest rates. Bonds with a lower chance of default are considered to be investment grade. while bonds with higher chances are considered to be junk bonds. Bond rating services, such as Moody's, allows investors to determine which bonds are investment-grade, and which bonds are junk. (To read more, see Junk Bonds: Everything You Need To Know . What Is A Corporate Credit Rating and Corporate Bonds: An Introduction To Credit Risk .)
  • Country Risk - Country risk refers to the risk that a country won't be able to honor its financial commitments. When a country defaults on its obligations, this can harm the performance of all other financial instruments in that country as well as other countries it has relations with. Country risk applies to stocks, bonds, mutual funds, options and futures that are issued within a particular country. This type of risk is most often seen in emerging markets or countries that have a severe deficit. (For related reading, see What Is An Emerging Market Economy? )
  • Foreign-Exchange Risk - When investing in foreign countries you must consider the fact that currency exchange rates can change the price of the asset as well. Foreign-exchange risk applies to all financial instruments that are in a currency other than your domestic currency. As an example, if you are a resident of America and invest in some Canadian stock in Canadian dollars, even if the share value appreciates, you may lose money if the Canadian dollar depreciates in relation to the American dollar.

    Interest Rate Risk - Interest rate risk is the risk that an investment's value will change as a result of a change in interest rates. This risk affects the value of bonds more directly than stocks. (To learn more, read How Interest Rates Affect The Stock Market .)

  • Political Risk - Political risk represents the financial risk that a country's government will suddenly change its policies. This is a major reason why developing countries lack foreign investment.
  • Market Risk - This is the most familiar of all risks. Also referred to as volatility. market risk is the the day-to-day fluctuations in a stock's price. Market risk applies mainly to stocks and options. As a whole, stocks tend to perform well during a bull market and poorly during a bear market - volatility is not so much a cause but an effect of certain market forces. Volatility is a measure of risk because it refers to the behavior, or "temperament", of your investment rather than the reason for this behavior. Because market movement is the reason why people can make money from stocks, volatility is essential for returns, and the more unstable the investment the more chance there is that it will experience a dramatic change in either direction.
  • As you can see, there are several types of risk that a smart investor should consider and pay careful attention to.
    Risk and Diversification: The Risk-Reward Tradeoff

    Different Types Of Healthy Fast Food Meals

    Top 5 Healthy Fast Food Meals

    Love it or hate it, you cannot ignore Fast food . With nuclear family setup working couples and singles in the city depend a lot on fast food as it becomes a convenient and cheap option. Excuses notwithstanding, fast food is sinfully tasty and tempting.

    No matter whether it is imported fast food like pizza, burger, fried chicken, fries or hot dog or Indian counterparts like Samosa, frankies, cutlet, pav bhaji, vada pav, paani puri or bhel puri all of them are mouth watering and loaded with calories. Still, thinking from the health point of view and the growing waistline, we can have a few healthy versions of the same fast food without spoiling the taste and the fun.

    Top 5 Healthy Fast Food Meals Chicken Frankies Or Roll

    Chicken frankies or rolls are popular choice for roadside treat.

    • 4 chapattis made from whole wheat.
    • One cup grilled chicken chunks
    • Julienne cut carrots, capsicum, tomatoes, onion rings, and chopped green chilli
    • A dressing of salt pepper and olive oil and tomato ketchup

    Make a salad with all the cut vegetables and toss well with the dressing. Place the chapattis on a tray. Roll up the chapattis with the chicken and salad. Wrap it up with a kitchen tissue. Microwave the rolls for 15 seconds. Your healthy chicken franky is ready. Vegetarian can substitute grilled chicken with paneer tikkas.

    Grilled Sandwich

    • 1 cup minced and boiled chicken seasoned with salt and pepper
    • 4 slices of whole wheat bread
    • Lettuce

    • 1 cup boiled chickpeas
    • 1 tablespoon lemon juice
    • 1 clove minced garlic
    • 1 tablespoon olive oil
    • ½ dry red chilli soaked in water
    • ½ cup chopped coriander
    • ¼cup grated low-fat cheese

    Combine all the ingredients of the filling in a blender. You will get a smooth chickpea paste which is called hummus. Now spread the hummus on one side of two slices of bread. Spread the chicken and the torn lettuce leaves on top. Cover with the other slice and cut into triangles. Now toast the sandwiches till brown and crispy.

    One of the innocent looking Indian fast food , bhel puri is laden with calories. For the healthier option try the following:

    • 1 medium bowl puffed rice heated on a hot tawa with a pinch of turmeric
    • ½ cup sev
    • 1 teaspoon chat masala
    • ½ teaspoon black salt
    • 1 cup of chopped cucumber, tomatoes, raw mango and coriander
    • 3 tablespoon pomegranate seeds
    • 3 tablespoon moong sprouts
    • 2 tablespoon lemon juice
    • salt
    • 1 tablespoon tomato ketchup (optional)

    Toss up all the ingredients except puffed rice and sev. Now, mix with the puffed rice and sev. Garnish with chopped coriander and serve immediately to retain the crispness.

    Vegetable Burger

    The sinful, cheesy and juicy burger can be made healthier with a few changes here and there:

    • 4 whole wheat buns
    For the vegetable patty
    • ½ cup rolled oats and soya mince
    • ½ cup minced low fat paneer
    • 2 tablespoons grated carrot
    • 2 tablespoons chopped onion
    • Two tablespoons wheat flour
    • 1 teaspoon soya sauce
    • Salt and pepper
    • 1 teaspoon oil

    • Lettuce
    • Sliced onion, tomato, capsicum
    • Tomato and mustard sauce
    • Low fat hung curd, finely chopped coriander, minced garlic, chopped pickled jalapeno and cucumber, a pinch of salt and sugar whisked together into a paste.

    Soak the oats and soya mince in hot water for 15 minutes. Drain and wash with cold water. Squeeze and mix with all the other ingredients to prepare dough. Shape into patties and fry on a non-stick tawa with little oil till brown and crisp.

    Cut the buns diagonally and toast on a tawa greased with little oil. Spread tomato sauce, mustard sauce and the curd dressing. Place the patties and add the vegetable toppings. Cover with the remaining slices and serve.

    Healthy Fries

    • 2 large potatoes cut into fingers and boiled in hot water.
    • Salt and 1 teaspoon corn flour.

    Drain the potatoes and wash under running water. Season the fingers with salt and dust with corn flour. Cook the fingers in a non-stick pan with one tablespoon oil over low flame till crisp. Serve with tomato ketchup. Now, indulge in these yummy savouries without guilt.

    5 Healthy Fast Food Choices For People On The Go

    5 Healthy Fast Food Choices For People On The Go

    If you’re like me (and millions of other Americans), making healthy fast food choices is especially desirable if your life feels busier than Grand Central Station… or a Los Angeles freeway… or a coffee shop on Monday morning… choose your own colorful analogy.

    After all, when you’re constantly on the run and eating out, the choices available at fast food restaurants often seem limited to sodium-laden, carb-pumped offerings that have marginal taste and are of dismal nutritional value.

    While it’s true that eating these types of foods all the time usually does more harm than good, the nation’s fast food chains are looking toward healthy options as people are increasingly calling for healthier foods at their restaurants. In response, fast food chains are offering a slew of healthy entrees, side items, and desserts in an effort to satisfy diners’ demands these days!

    As someone who spent 4 years shaving 90 pounds off his frame and is now trying to avoid diabetes and heart disease (family health issues that I need to watch out for), I am learning that even amid my limited hours each day and seemingly endless schedule demands, I can still eat healthy when I’m out of the house — so long as I make wise choices about what I eat.

    So, I have compiled a list of 5 healthy fast food meal choices that I’ve sworn by in my efforts to lose weight. keep diabetes at bay, and keep heart disease away…

    #1 – Grilled Chicken Sandwiches

    Ah, yes, the grilled chicken sandwich. It’s quickly becoming a staple at nearly every fast food restaurant, and for good reason: this tasty meal is one of the healthiest types of fast food numbers on any menu.

    My personal favorite when it comes to healthy fast food eating, a grilled chicken sandwich not only tastes great, but if I skip the mayo, creamy dressings, and other heavily carb- and fat-ridden additives, it’s also a far leaner choice than just about anything else on the menu.

    From Chick-Fil-A to Burger King, grilled chicken sandwiches can be found on the menus of nearly every fast food restaurant these days.

    #2 – Veggie Burgers

    I’m a meat guy, no question about it. But, I’ve also been trying really hard to avoid eating red meat more than once or twice a week, as some studies suggest high intake of red meat can lead to heart disease and even cancer.

    So, I’ve embraced the idea of eating the occasional veggie burger instead of my 100% USDA-certified, all-American beef burgers that I so admire.

    Burger King is one of the few fast food places that offers a really tasty veggie burger. And whenever I do order one, I always choose tomatoes and lettuce for that “bonus” serving of veggies that I find so hard to get into my diet otherwise.

    #3 – Baked Potato With Chili

    Mmm… few things beat a good chili-topped potato, and given that this is actually one of the healthier meals available on the fast food circuit, I feel not one ounce of guilt whenever I order one either.

    Wendy’s is presently the only fast food chain I’ve seen that actually offers baked potatoes and chili as menu items, and you do have to order them separately and then mix them on your own.

    While the chili isn’t a bad topping for your potato, whenever I opt for this tasty, healthy fast food selection, I skip the sour cream, butter, and cheese.

    #4 – Side Salads

    When I’m asked if I want fries with my order, I normally reply with a request for a small salad instead.

    Normally referred to as a “side” salad, these leafy little dishes typically cost between $1 and $2 at most fast food restaurants and include a serving or so of romaine and/or iceberg lettuce, maybe a sprinkling of carrot strings, and a cherry tomato or two.

    I also top my side salads with the lightest dressing the restaurant offers — which is normally either vinaigrette or a low-fat Italian dressing.

    #5 – Yogurt Parfaits

    Gone are the days when the only dessert items fast food restaurants sold were ice cream or cookies.

    Parfaits are now popular at some of the more healthy minded fast food restaurants — including McDonald’s — which has been offering parfait cups for several years now.

    Consisting of yogurt, fruit, and granola, parfaits are tasty treats and indeed much healthier than a typical soft serve ice cream!

    So, the next time you’re in a time crunch and you have no choice but to pull up to the drive-thru window at a fast food restaurant, remember that you don’t need to throw in the towel on eating healthfully or give up on your weight loss goals. Just take an extra moment to make a healthy fast food decision before pulling into the drive-thru lane (and, don’t forget about portion control ). Then you can rest assured that your quick stop at the fast food joint today won’t mean having to spend an extra hour tonight at the gym tomorrow.

    More Healthy Fast Food Options About Joshua

    I'm a roller coaster junkie, a weather enthusiast, a frequent traveler, and a numismatist. My love for coins began when I was 11 years old. I primarily collect and study U.S. coins produced during the 20th century. I'm a member of the American Numismatic Association (ANA) and the Numismatic Literary Guild (NLG). I've also been studying meteorology and watching weather patterns for years. I enjoy sharing little-known facts and fun stuff about coins, weather, travel, health, food, and living green. on a budget.

    Teaching two types of students at

    11 October 2002

    Teaching two types of students

    Teaching elementary students is an extremely problematical, yet pleasurable occupation. There is a massive amount of dedication that goes into it. The students are mainly divided into two different groups: Special E.D. (children with disabilities), and regular students. Though children with disabilities in elementary schools are considered a minority, they do not appear to let the discrimination get to them. And even though most teachers prefer to teach normal students, there are a small amount of them that have a passion to teach the disabled. Then who is better to teach? If a person asked that question to the majority of people, they would most likely choose special education. Therefore, teaching special educational students is more unpretentious than teaching regular elementary students.

    Teaching in classrooms started in the early 1600's. The majority of the teachers only had a basic elementary education. Basically they were no smarter than their students. The classes contained students of grades first through sixth, and the rooms were small. The teachers taught almost the same basic material to everyone. Teachers did not teach children with disabilities. Because if their differences, they were not allowed in school. The educators did not have the

    patience and commitment for special children. It was extraordinarily rare for a child with a disability to attend school anyway. However, since disabilities are growing briskly, it's common for special educational students and regular students to share the same instructive environment ("History of teaching").

    Teaching regular elementary students are a challenge, especially children in the lower grades. Since the students tend to be riotous and out of control sometimes, a teacher needs to know how to keep their children focused. "You have to keep the student continuously interested, and make sure that they are having.

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